An employee who has been “handling the books” for years. An investment that paid for a while and then stopped answering. A wire sent to a closing agent who turned out not to exist. A contractor who took a deposit and disappeared. FSO Guard provides fraud investigations in Miami and South Florida for companies, professionals, families and their attorneys — establishing the facts, identifying the actors, tracing the money and producing evidence that others can act on.
Types of fraud we investigate
Employee embezzlement and internal theft
Ghost vendors and employees, kickbacks, payroll and expense manipulation, inventory theft, diverted payments, misuse of company cards. Discreet investigation before the employee is confronted, coordinated with counsel and HR. See also corporate investigations.
Investment, Ponzi and business opportunity fraud
Identification of the individuals and entities behind an investment scheme, verification of claimed licenses and track records, location of other victims and assets, and documentation for regulators, prosecutors and civil recovery.
Cryptocurrency fraud and tracing
Fake trading platforms, “pig butchering” romance-investment scams, rug pulls and wallet theft. We trace funds on-chain across wallets to exchanges and off-ramps, document the flow, and coordinate legal process to identify account holders and request freezes.
Wire and real estate closing fraud
Business email compromise, spoofed closing instructions, seller impersonation and title fraud. Immediate action to document the transfer chain and support bank recall efforts, then identification of the actors and their mule accounts.
Romance and elder fraud
Identification of the people behind fake profiles, documentation of the manipulation and transfers, coordination with family, banks and adult protective services, and support for guardianship or exploitation proceedings where an older adult has been targeted.
Vendor, contractor and insurance fraud
Contractors who take deposits and vanish, inflated or fictitious invoices, staged accidents and false claims — see our dedicated page on insurance and workers’ compensation investigations.
Identity theft and account takeover
Establishing how the compromise happened, what accounts and records were affected, and who benefited, with documentation for banks, credit bureaus and police.
How a fraud investigation works
- Rapid assessment. What happened, how much, when, what evidence exists, what can still be frozen. For wires and crypto this happens the same day.
- Preservation. Emails, messages, transaction records, contracts, screenshots and account data captured properly before they disappear.
- Identification. Who is behind the names, companies, domains, phone numbers, wallets and accounts — through public records, corporate filings, licensed databases with a permissible purpose, open-source analysis and field work.
- Tracing. Following the money through entities, accounts and wallets as far as lawful sources allow, and mapping where legal process can reach the rest. See asset searches.
- Report and action. A clear, chronological report with exhibits, written for a bank fraud unit, prosecutor or civil attorney — and, where needed, testimony.
Who we work with
Business owners and CFOs, attorneys pursuing civil recovery, families of fraud victims, property managers and HOAs, and insurers. We routinely coordinate with law enforcement, bank fraud departments, forensic accountants (CPAs) for financial analysis, and counsel for subpoenas and injunctions. We do not offer legal or accounting advice and do not accept engagements that require unlawful access to accounts or records — what investigators can lawfully do.
If you are being defrauded right now
- Stop sending money, even if told “one more payment releases the funds.”
- Call your bank’s fraud line immediately for any recent wire; request a recall.
- Do not delete conversations, emails or transaction records.
- Do not confront the suspect or tip off an employee before evidence is secured.
- Call us or your attorney the same day.
Fraud investigators in Miami-Dade, Broward and Palm Beach
FSO Guard Security Company — Florida Private Investigative Agency License A 1000095 — serves clients across South Florida with investigators who work in English, Spanish and Russian. Call (786) 659-5011 or message us on WhatsApp for a confidential assessment. See all private investigation services.
