Motenza Capital funding advisor walking a Miami car dealership lot with the owner while an FSO Guard patrol officer covers the entrance

Business Funding in Florida Through Our Partner Motenza Capital

Most of the businesses we protect in South Florida, from car dealerships and hotels to warehouses, clinics and construction sites, need capital as often as they need guards. Motenza Capital is the company in our group that handles that side: a multi-source commercial capital platform in Hollywood, Florida, that reviews your business once and matches it with private, institutional or specialty funding sources. This page explains who they are, what they arrange and how the two companies work together.

A security contract usually starts with a business decision: a dealership adds a second lot, a hotel reopens after renovation, a logistics company signs a bigger warehouse, a clinic opens a new location. Every one of those decisions needs business funding before it needs a guard post. That is why FSO Guard works alongside Motenza Capital, the commercial capital company in our Hollywood, Florida group. They review the business and match it with capital; we protect the people, the property and the inventory that capital buys.

Who Motenza Capital is

Motenza Capital is a multi-source commercial capital platform headquartered at 1716 N Dixie Hwy in Hollywood, FL, a few minutes from FSO Guard’s own office. Its tagline says it plainly: capital from multiple sources, one relationship. Instead of representing one lender and one product, Motenza evaluates each opportunity across several channels: private or affiliated capital resources within its own network, strategic investor relationships, and independent banks, non-bank lenders, equipment finance companies, factoring companies, real estate capital sources and specialty commercial funders.

The platform was built inside a private business ecosystem that spans automotive, private aviation, software, security, luxury services and consulting. Mark Pugachev, the founder of FSO Guard, is its founding investor and public representative, which is why Motenza’s operating focus mirrors the industries we guard: dealerships, transportation, equipment-heavy companies, aviation-related businesses, security firms, professional services and other asset- or revenue-driven companies.

Key facts:

  • Multi-source commercial capital platform, nationwide coverage, based in Hollywood, Florida
  • Private, strategic, institutional and specialty capital channels reviewed under one application
  • Commercial-purpose financing only; no consumer loans or residential mortgages
  • Compliance program run on Drata, SOC 2 track, NIST CSF 2.0 readiness review in progress
  • Phone (888) 898-1177, motenzacapital.com/contact, applications at apply@motenzacapital.com

Business funding options Florida companies ask for

Motenza Capital advisor reviewing business funding options with hotel owners in a Hollywood, Florida office shared with FSO Guard
One application, several capital channels: Motenza Capital reviews the business first and then matches it with private, institutional or specialty funding sources.

Motenza’s funding solutions are grouped the way a business owner thinks, by what the money is for rather than by product name. The structures below are the ones our shared clients in Miami-Dade, Broward and Palm Beach request most.

Flexible capital

Working capital, business lines of credit and bridge financing built around timing and cash flow: payroll during a slow season, inventory before the winter high season, a deposit on a new lease. A line of credit lets you draw only what the business needs.

Asset-based finance

Equipment financing, vehicle and fleet finance and inventory financing, where the asset itself supports the structure. Typical for trucking companies, contractors, clinics buying medical equipment and dealerships adding vehicles.

Receivables and revenue

Invoice factoring, accounts receivable financing and revenue-based financing for companies that invoice large customers and wait 30 to 90 days to be paid, or whose sales are strong but seasonal. Merchant cash advances remain available where they fit.

Long-term and structured capital

SBA financing through independent participating lenders, commercial real estate financing and acquisition capital for larger investments: buying the building you rent, acquiring a competitor, opening a second location.

Two paths deserve a separate word. Auto dealer capital, inventory, floorplan, operations and expansion, exists because the group runs dealership and rental fleets itself and knows how the floorplan cycle works. And the industry financing menu, construction, trucking and transportation, healthcare practices, restaurants, retail, franchise and manufacturing, follows the distinct operating cycles of those businesses rather than forcing them into one product.

How the application works

  1. Apply once. Share the business details through one application at motenzacapital.com or by speaking with the team. The request is reviewed by people, not only by a scoring model.
  2. Review. Motenza looks at the business profile, the purpose of the funds, the transaction structure and the documentation, and may run a preliminary internal review before anything goes to a capital source.
  3. Compare offers. Options are explored across the private, strategic, institutional and specialty channels that fit. A decision by one capital source does not necessarily end the process; when appropriate, the opportunity is evaluated for another channel.
  4. Get funded. You choose the option that fits and sign with the capital provider named in the financing agreement, which is responsible for underwriting, disclosures, documentation and servicing. Some working-capital structures can fund as soon as the same day.

Where funding and security meet

Warehouse owner in Doral closing an equipment financing deal with a Motenza Capital advisor while an FSO Guard officer controls the loading dock
Equipment, inventory and receivables can back the financing; the same warehouse is often an FSO Guard post with dock access control and overnight patrol.

The overlap between the two companies is not a marketing idea; it is the same client list. A few patterns we see every month:

When a client asks us for a security assessment before an expansion, the assessment often becomes part of the business plan a lender reads. And when Motenza funds equipment, vehicles or inventory, the question of who guards them at night comes to us. Neither company receives your data from the other without your say-so; the introduction is made by name and you decide whether to follow it.

What Motenza Capital is not

In a market full of aggressive online lenders, the boundaries matter, and Motenza publishes them in its funding disclosure. Financing is for legitimate business or commercial purposes only; there are no consumer-purpose loans or residential mortgages. References to SBA financing do not make Motenza an SBA office or a government agency: SBA-related financing, where available, comes through independent participating lenders. Example amounts, rates and terms on their website are illustrative unless they appear in a specific written offer, and actual terms vary with revenue, time in business, credit profile, industry, cash flow and collateral. Florida requires covered providers to disclose the amount provided, the total repayment and the total cost of commercial financing, and the applicable provider delivers those disclosures. Nothing on this page is legal, tax, accounting or investment advice.

Frequently asked questions

The answers below cover the questions business owners ask us most when they hear that a security company has a funding partner. For anything specific to your business, call Motenza at (888) 898-1177 or start with motenzacapital.com.

Talk to Motenza about capital, to FSO Guard about security

For funding, go directly to motenzacapital.com, call (888) 898-1177 or write to apply@motenzacapital.com; FSO Guard does not take financing applications. For guards, patrol, executive protection or a security assessment for the same business, call 888.881.8099, use the live chat or the form on this page. Both companies are based in Hollywood, FL, and you can ask either team to introduce you to the other; see also our other group partners in Miami.

FAQ

Frequently Asked Questions

Is Motenza Capital a lender, and is it part of FSO Guard?

Motenza Capital is a multi-source commercial capital platform, not a bank. Depending on the transaction it may facilitate access to private or affiliated capital within its network, work through strategic investor relationships, or connect you with an independent institutional or specialty funding provider; the entity named in the final financing agreement is the actual provider of capital. It is a separate company from FSO Guard with its own team and agreements. What connects them is the same South Florida business group, the same city, Hollywood, FL, and a shared client base of operating businesses.

Which types of business funding can be arranged?

Working capital, business lines of credit, bridge financing, SBA financing through participating lenders, equipment and vehicle financing, inventory financing, invoice factoring and accounts receivable financing, revenue-based financing, merchant cash advances, commercial real estate financing, auto dealer inventory and floorplan capital, plus industry paths for construction, trucking, healthcare practices, restaurants, retail, franchises and manufacturing. Not every product is available to every applicant or in every state.

How fast can a Florida business get funded?

Motenza Capital describes a streamlined review with fast decisions and funding as soon as the same day for some working-capital structures; larger or asset-backed transactions such as SBA, commercial real estate or acquisitions take longer because the funding provider underwrites them in full. Speed depends on the amount, the documentation you can provide and the capital channel that fits.

Does applying cost anything or guarantee approval?

Unless expressly disclosed otherwise, Motenza Capital does not charge an upfront application or broker fee simply for submitting a funding request; Florida law prohibits a loan broker from collecting an advance fee from a borrower. Submitting an application does not guarantee approval, an amount, a rate or terms: each capital provider applies its own underwriting, and any figures shown on their website are illustrative unless they appear in a specific written offer.

What is FSO Guard's role, and can I get security and funding together?

FSO Guard does not arrange, broker or advise on financing and never collects your financial documents; funding requests go directly to Motenza Capital. What we do share is the client: if your dealership, hotel, warehouse or site needs guards, patrol or a security assessment, we handle that under our Florida security agency license B3100530, and if the same business needs capital, we introduce you to the Motenza team by name. Two separate agreements, two licensed companies, one group that already knows your business.

Need security you can rely on?

Licensed, insured and available 24/7 across Miami-Dade, Broward and Palm Beach.